Today there are many platforms that allow users to facilitate payment processes. Zelle is one of them, making it convenient to send and receive money from friends, family, and other people you know and trust. To send money through this payment platform It does not require such a complicated process. And it is that money can be sent to anyone who has a bank account originating in the United States of America who in turn uses an email address or mobile number from the same region.
When an individual has an account within Zelle, that is, has enrolled through Wells Fargo Online Banking or the Wells Fargo Mobile Service, a connection is made between their email address or mobile phone number of the United States of America and your eligible Wells Fargo checking or savings account. But, how do you know who can use Zelle?
The answer to that is very simple, anyone can use Zelle to send money to almost anyone, as long as they have an eligible bank account in the United States. And this slight detail is what means that not many have the opportunity to have an account with Zelle, because they do not have a bank account in the USA, so people look for second options. to send and receive money without so much inconvenience on the way.
What are the alternatives to Zelle to send and receive money?
This payment method is active since 2011 and uses encryption and fraud prevention technology 24/7 to protect its users’ information. They have such a strong policy that if ever a user does not feel they have met certain requirements or does not match the original description, they can be refunded.
You can link the bank account or the card to the PayPal account (with which you would be accumulating points). With it, you can send money to friends and family in just a couple of clicks. The only thing that is needed is an email address or phone number of the recipient. There are also ways to earn money in this app, with which our balance will increase.
Facebank has a famous app called Pipol Paywhich is a pretty good solution to make online payments in dollars that aims to displace Zelle and PayPal the preference of the users. It has a payment system that allows its users to make and transfer money between bank accounts in the United States. What is needed? A smart cell phone to work quickly, safely and with low commissions.
For those who don’t know, Facebank is a virtual bank based in Guaynabo, Puerto Rico.
Venmo instead of Zelle
Venmo is a platform that has a payment service that has become quite famous for the number of followers it has gained in recent years, mainly among people who use it to pay their friends. This application makes payments between people much easier since 2009, when it was launched.
If you log in with any Facebook account, you can search for friends and click on their names to send money via text message. This platform was bought by Braintree in 2012 and moved 208 million dollars in transactions only in 2017. In Venmo sOnly a maximum of $2,000 per week can be sent with a bank account and $2,000 per month with a credit card.
In order to use this platform, you must enter the amount or amount to be paid and choose the person to whom the payment will be made (this can be by name, telephone number or email) and click on “to pay”. If the person to whom the payment was made does not have a Venmo account, you will receive a message suggesting you set one up to get your cash.
The good thing about this app is that it doesn’t charge for basic services like sending money from a linked bank account, debit card or your Venmo balance and receiving or withdrawing money to your Venmo account, nor by using the standard transfer service to your bank account. It does not have monthly or annual fees, but it does have fees for Premium features such as ATM withdrawals from banks outside of the app’s networks.
Wearing Apple Cashthe service allows its users can send and receive money as an Apple customer, this is through its application integrated into iMessage, the default messaging application on Apple mobile devices. With this service you can send money from the debit or credit card stored in Apple Wallet, and it is deposited into the recipient’s Apple Pay Cash account, a digital debit card.
It is complemented by other services such as Apple Pay for transactions in the App Store and in retail stores that accept the mobile payment function. Like the previous one, Venmo, This application allows users to transfer money to the bankor simply store it in your Apple Pay Cash account for future Apple Pay purchases.
See yourself as an alternative to Zelle
see each other It is an alternative that can be very popular in terms of making or making payments instantly, especially among friends. It has some options that are quite positive and key, such as to create groups of friends to share expenses in a simpler way, thanks to the fact that it has its own calculator with which you can divide the expenses at the moment, and have each friend contribute their part.
This payment method works through its own application where you can link your own bank account, and payments are transferred immediately. You can even request money or send it to another user instantly. What is the best of her? which works in many parts of Europe, accepting banks from countries such as Germany, France, Italy, the Netherlands, Portugal, the United Kingdom and more.
Working as a digital bank, also known as a neobank, MoneyBeam is an instant payment service from N26. Your bank account is free and has no commissions, so you don’t have to go to the bank to do anything. You can even contract their products at the moment, although it has the negative point of all the paperwork you may need, and having to open another bank account.
thanks to your service you can send and receive money in real time, In addition to being able to add contacts that can be added with your mobile number or email address.
If you want to know about other payment methods, the recommendation is that you click on the link of 6 alternatives to send money at the moment, so that, if you did not convince any of the previously mentioned, you can explore other options to send and receive money without any problem.